PRUlifetime income premier II (SGD)

Your future is important, and so is the future of your family and children. As much as you want to provide for their immediate well-being, you want to protect them even in the years to come.

PRUlifetime income premier II (SGD), a single premium participating whole life insurance plan, helps you to build towards your secure financial future that lasts across generations – plan a comfortable retirement, support your children’s needs or leave a lasting legacy.

Your relationships are precious. Protect them.


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Chinese Brochure



Start as early as the 2nd policy anniversary


Enjoy Yearly Cash Benefit1 for as long as the life assured lives


Benefits up to 3 generations


No medical underwriting2

Product Details

Product Type

Whole life

Payment Term

Single Premium

Policy Term

Whole of Life

Accidental Disability:

  • Policy anniversary before the life assured turns 70 years old
Issuance Age

1 to 70 Age Next Birthday

Accidental Disability:

  • 1 to 65 Age Next Birthday

Minimum Single Premium:

  • $100,000
Maturity Benefit

Not Applicable

Death Benefit

Upon Death of the Life Assured, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the time of death;

plus any cash benefit left with us, less any amounts you owe us.

Cash Benefit

The Yearly Cash Benefitis made up of guaranteed and non-guaranteed portion. It is a percentage of the Single Premium.

Critical Illness Benefit

Not Applicable

Accidental Death Benefit

Not Applicable

Accidental Disability Benefit

Accidental Disability

If the life assured becomes totally and permanently disabled because of an Accident before life assured turns 70 years old, we pay the higher of:

  1. 105% of Single Premium; or
  2. 101% of the surrender value as at the date the life assured was certified to be totally and permanently disabled due to an Accident;

plus any cash benefit left with us, less any amounts you owe us.

Enhance Your Coverage

Not Applicable


  1. The Cash Benefit is made up of a guaranteed and non-guaranteed portion which will be paid out from the 5th and 2nd policy anniversary, respectively. The non-guaranteed Cash Benefit is illustrated at a projected investment rate of 4.75% p.a. for the participating fund. It is not guaranteed and the actual benefits payable will vary according to the future performance of the participating fund.
  2. Medical check-ups or answering health-related questions may be required if the total premiums for selected plans per life assured issued in the past 24 months exceed S$5 million (or equivalent). Selected plans will be reviewed and determined by us from time to time. 



You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

Foreign currency policies (e.g. USD) are subject to foreign exchange risk.

The website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.

The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of discrepancy between the English and Mandarin versions of the e-Brochures, the English version shall prevail.

Information is correct as at 7 June 2018.

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