*Terms and Conditions of PRUextra myDNA Exclusive Invite (“Promotion”)


All existing PRUextra Premier policyholders who renew or switch to one of the Eligible Plans will receive an exclusive invite to purchase myDNA test kit.

A. Promotion Details

  1. Definitions:

    1. "Eligible Plans" means any of the following products
      • PRUextra Premier
      • PRUextra Premier Saver
      • PRUextra Premier Lite
      • PRUextra Plus
      • PRUextra Plus Lite

    2. Eligible Customer means existing selected PRUextra Premier policyholders who renew or switch to one of the Eligible Plan during the Promotion Period.

    3. Promotion Period means the period between 1 August 2017 and 30 April 2018 (both dates inclusive).

    4. Prudential means Prudential Assurance Company Singapore (Pte) Limited.

    5. Prenetics means Prenetics Limited.

    6. Exclusive Invite means an invitation to the Eligible Customer to purchase one (1) myDNA Test Kit offered by Prenetics at S$100 per kit.

  2. An Eligible Customer who renews or switches to any of the Eligible Plan during the Promotion Period and whose renewed or switched plan is accepted by Prudential on or before 30 April 2018 will receive an Exclusive Invite as defined in (f).

  3. The Promotion is applicable to all premium payment modes (monthly and annual).

  4. Each Eligible Customer will be entitled to a maximum of one (1) Exclusive Invite regardless of the number of Eligible Plans renewed or switched during the Promotion Period.

  5. Prudential will send a mail notification (“Mail”) to each Eligible Customer provided that the Eligible Customer’s Eligible Plans renewed or switched during the Promotion Period are in force as at the date the Mail gets sent. Exclusive Invite must be redeemed within three (3) months from the date of Mail. If an Eligible Customer fails to claim his/her Exclusive Invite within the stipulated redemption period in the Mail, his/her Exclusive Invite will be forfeited and the Eligible Customer shall not have any claim against Prudential for such forfeiture. Further details of the redemption process will be set out in the Mail.

  6. If any of the Eligible Plan lapses within 90 days from the policy renewal or inception date, the Exclusive Invite (if not redeemed or utilised) shall be automatically forfeited. The amount to be refunded by Prudential to the Eligible Customer will be based on the premium amount paid by the Eligible Customer less (i) any medical expenses and (ii) cost of myDNA test kit.

B. General Terms and Conditions

  1. By participating in the Promotion, each Eligible Customer is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.

  2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit an Eligible Customer’s ability to participate in the Promotion.

  3. Prudential has the sole and absolute discretion to exclude any Eligible Customer from participating in the Promotion without any obligation to furnish notice and/or reason.

  4. Prudential reserves the right to disqualify or disregard any Eligible Customer who does not comply with the Terms and Conditions.

  5. The Promotion is not valid in conjunction with other promotions carried out by Prudential.

  6. The Exclusive Invite is not exchangeable for cash, credit or any other items of equivalent value. The validity period of the Exclusive Invite is non-extendable.

  7. By participating in this Promotion, each Eligible Customer agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Eligible Customer by/to Prudential, advertising and promotional agencies of the Promotion and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Promotion.

  8. If an Eligible Customer provides Prudential with personal data of any third party, that Eligible Customer hereby:

    1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and
    2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.

    The Eligible Customer warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Eligible Customer provides to Prudential is true, accurate and complete.

  9. Prudential shall not be liable for any third party’s misuse of the Eligible Customer’s submitted information and photograph as a result of the Eligible Customer taking part in the Promotion.

  10. Unless prohibited by law, participation in the Promotion constitutes permission for Prudential, its advertising and promotional agencies to use any of the Eligible Customer’s names, and/or likeness for advertising and promotional purposes. Each Eligible Customer further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Eligible Customer taken or made in connection with the Promotion shall vest solely and absolutely in Prudential without any compensation to the Eligible Customer.

  11. Prudential makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the myDNA Test Kit. Any dispute about the same must be resolved directly with the relevant merchant(s). Merchant terms and conditions apply.

  12. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Promotion are the property of their respective owners. Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.

  13. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Promotion, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion. Prudential’s determination of all matters in connection with the Promotion shall be final, binding and conclusive. Prudential is not obliged to give any reason or prior notice on any matter concerning the Promotion. No appeal, correspondence or claims will be entertained. Prudential has the right and discretion to determine whether a party has met the requirements of the Promotion. Eligible Customer shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination.

  14. By participating in the Promotion, all Eligible Customer agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Promotion, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.

  15. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms and Conditions shall prevail.

  16. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.

  17. The Terms and Conditions shall be governed by Singapore law and the Eligible Customer agrees to submit to the exclusive jurisdiction of the courts of Singapore.

  18. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.

Important Note:

PRUextra premiums cannot be paid using Medisave.

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Consultant for a financial analysis before purchasing a policy suitable to meet your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future claims experience. Prudential reserves the right to vary premiums at any time by giving 30 days’ written notice to the policyowner before doing so.

The website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant. The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

Information is correct as at 1 January 2018.

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